Gay Mortgage: Gay finance help with a mortgage when you need it

Refinance questions can be mind-blowing! especially when you first start the process. Do a simple search and we will help you get going in the right direction toward a successful refinance that fits your needs.

If you're having difficulty making your home loan payments, refinancing your mortgage is an option that can help you lower your montly payments or lock in a low fixed rate - and sometimes, depending on your circumstances, both.

Having a few important documents ready before you contact us will help us find the refinancing option that’s right for you. You’ll need to gather a set of documents for everyone listed on your home loan.

Step 1: Call your mortage lender and complete a refinance application. They may send you a welcome package containing important information about refinancing your loan and the costs involved.

Step 2: They will begin to review your application. During this time we’ll order a home appraisal to determine your home’s market value and pull a credit report for all of the loan applicants.

Step 3: If your loan is approved, a settlement date will be scheduled for you, and any co-borrowers, to sign the final loan documents.